H-Beam
H shaped, steel structural piece.

Hazard Insurance
Homeowner's insurance or fire insurance, hazard insurance covers physical risks such as those from fire or wind. Usually required by lenders for the full replacement value.

Head Joint
Joint between the ends of two masonry units.

Hectare
A measurement, equaling 2.471 acres or about 107,637 square feet or 10,000 square meters.

High-Rise
A building usually taller than six stories, serviced by elevators. The designation as to high-rise is determine by local codes.

Highway
A main road or thoroughfare.

Highway Easement
The construction of a highway right of way over a privately held parcel of land. Property owners are compensated for the value of the property usurped by a highway easement.

Historic District
Area designated by government to have historical importance. Various incentives, including tax breaks to rehabilitate and preserve the area are provided.

Historic Preservation
A movement begun in the 1960's in the United States to protect landmarks and to unify neighborhoods. To physically rehabilitate a historic building.

Hold back
Portion of a construction loan withheld by a lender from a contractor until all construction work is satisfactorily completed or sufficient space is leased in a floor loan.

Hold Harmless Clause
Contractual clause where one party assumes a liability risk for another and, thus, effectively indemnifies the named party from any liability.